(517) 346-5212 [email protected]

About Us

Who We Are

The Michigan Association of Ambulance Services Self-Insured Workers’ Compensation Fund (MAAS Fund) was established September 19th, 1997 as a way to control the long-term workers’ compensation costs of private ambulance service provider members. The MAAS Fund is a member owned workers’ compensation program covering more than 3,500 of the finest skilled EMS professionals from every corner of Michigan. More than 30 organizations rely on the MAAS Fund for their workers’ compensation coverage.

MAAS Fund Mission Statement

Our mission is to aggressively manage workers’ compensation claims and cost, ensure quality medical care for our members and their employees while simultaneously managing the fund with long-term sustainability as the guiding principle.

Purpose Statement

The MAAS Fund is owned by its members and operates similar to an insurance company – providing the same employer protection and paying claims to employees injured on the job. The Fund saves members money by operating with reduced overhead, aggressively managing its claims and through industry-specific loss control efforts. The money that is not used to pay for claims, and any investment income, is returned back to the members over time. As the Fund ages, members receive surplus refunds from a number of Fund years. Also, the MAAS Fund is protected from large losses by the purchase of excess loss insurance, further enhancing sustainability and profitability. Over the Fund’s history, members have received on average annual surplus refund payment approximately equal to 36 percent of the premiums paid.

Board of Trustees

Fund operations are directed by the Board of Trustees, elected by the general membership of the Fund. The Trustees meet 4-5 times a year and are responsible for management and oversight of the Fund. They review financial performance, underwriting performance, and authorize all claim settlements.

Jack Fisher, Jr.


Medic 1 Ambulance
P. O. Box 1563
Benton Harbor, MI 49022

Kolby Miller

Medstar Ambulance, Inc.
380 N. Gratiot
Clinton Township, MI 48036

Ken Cummings

Tri Hospital EMS
309 Grand River Ave.
Port Huron, MI 48060

Vince Waryas

Alliance Mobile Health
2045 Austin Drive
Troy, MI 48083

Michelle McGill

Mobile Medical Response, Inc
P.O. Box 1806
Saginaw, MI 48605

Terrye Nicholls

DMCare Express
1600 E.Grand Blvd., Ste. 200
Detroit, MI 48211

Dennis Palmer

Lansing Mercy Ambulance Service
422 E. Michigan Ave.
Lansing, MI 48912